Smart Solutions for Every Credit Situation
Whether you’re rebuilding, repairing, or simply monitoring your credit, Professor FICO has the tools, knowledge, and strategies you need to master your financial future.
Features
Experience personalized credit solutions designed to elevate your credit health and provide peace of mind.
Money-Back
Guarantee
with the Professor
as long as you have no late payments, and keep your credit card utilization below 50% during the process.
271k+
Customers
the process
How It Works
From your first consultation to seeing results, Professor FICO makes the credit repair process easy and stress-free.
Initial Credit Analysis
Simply sign up and let our system get to work! We’ll analyze your credit report to identify errors, outdated information, or negative items that might be affecting your score. This automated review gives us the foundation for your personalized credit improvement plan.
Custom Dispute Process
Our advanced system creates and submits customized disputes to address inaccuracies on your credit report. Each action is tailored to maximize results, all without you having to lift a finger. Sit back and let the system work for you, keeping everything organized and efficient.
Track Progress in Real-Time
Access your secure client portal to track every step of your credit repair journey. Get real-time updates on disputes, monitor your progress, and see the results as they happen—all from the convenience of your phone or computer.
professor fico
Why The Professor?
Our innovative approach, cutting-edge technology, and commitment to results make us the go-to choice for anyone looking to repair or monitor their credit.
- Automated Expertise
- Transparent Progress Tracking
- Proven Results
- Hassle-Free Process
- Affordable Plans
pricing
Optimized Pricing
At Professor FICO, we believe in transparent, affordable pricing designed to fit your credit repair journey. From setup and active dispute management to ongoing credit monitoring, our plans are tailored to give you the best value every step of the way.
1st month
$138.95
Comprehensive Credit Setup & Analysis. During the first month, we take a deep dive into your credit report, analyzing data from all three credit bureaus to identify errors, inaccuracies, and improvement opportunities. This stage includes:
A detailed credit report review and error identification.
Building your personalized credit repair strategy.
Setting up your client portal for progress tracking.
Initial disputes submitted to credit bureaus for inaccuracies.
2nd to 6th month
$89.99/mo
Active Credit Repair & Improvements. In months 2 through 6, we focus on implementing your credit repair plan with precision and consistency to improve your credit score. This phase includes:
Submitting and managing disputes with creditors and bureaus.
Addressing responses from credit bureaus and escalating disputes if necessary.
Real-time updates and progress tracking through your portal.
Ongoing guidance and insights to boost your credit health.
after 6 months
$49.99/mo
After six months, most disputes are resolved, but maintaining your credit health is key. Our reduced monthly price ensures you stay on top of your credit with:
Ongoing monitoring of all three credit bureaus.
Alerts for any new changes or potential issues on your credit report.
Continuous access to your client portal for credit tracking.
Expert support to keep your credit optimized long-term.
faq
Frequently Asked Questions
How does the credit repair process work?
We analyze your credit report, identify inaccuracies, and submit disputes on your behalf. Our automated system tracks your progress in real time, ensuring fast and effective results.
Do you guarantee my credit score will improve?
Yes! We guarantee your credit score will improve, or we’ll give you your money back. To qualify, you must make all your payments on time, and keep your credit card utilization under 50% while using our service.
How long does the credit repair process take?
Most clients start seeing results within 30-60 days. However, the process can take several months depending on the number of disputes and the responsiveness of credit bureaus and creditors.
Will this service work for me if I’ve had bad credit for years?
Absolutely. Our system is designed to address credit issues regardless of how long they’ve been on your report. Every client gets a personalized plan tailored to their situation.
What happens after six months?
After six months, most disputes are resolved, and we transition to monitoring your credit to ensure continued progress. Our affordable monthly plan keeps you updated on changes and alerts you to potential issues.
Is there a long-term contract?
No, you can cancel at any time. However, we recommend staying with us until your credit goals are fully achieved. After 6 months we have reduced the pricing to make credit monitoring more afordable for our clients.
How do I track my progress?
You’ll have 24/7 access to a secure client portal where you can monitor updates, track disputes, and see results in real time.
Does your service work with all three credit bureaus?
Yes, we work with Experian, Equifax, and TransUnion to ensure comprehensive credit repair and monitoring.
What if I don’t see any results?
If your credit score doesn’t improve and you’ve followed our guidance, we’ll refund your money. Your success is our priority!
How do I get started?
Click the "Start Your Credit Analysis" button to begin your journey to better credit today!
professor fico
Your Credit Future Starts Today
Every day you wait is a missed opportunity to improve your credit and unlock your financial potential. Let Professor FICO help you take control now.
- Guaranteed Results or Your Money Back
- No Long-Term Contracts – Cancel Anytime
- Real-Time Updates and Full Transparency
Features
Cutting Edge Features
At Professor FICO, we utilize state-of-the-art technology to provide you with unparalleled credit repair services.
Automated Dispute Processing
Experience seamless credit repair with our automated system that efficiently identifies and disputes inaccuracies on your credit report, saving you time and effort.
Secure Client Portal
Access your personal dashboard to track progress, upload documents, and view results in real-time—anytime, anywhere.
Metro2 Compliant Letters
Our Metro2 compliant letter generation ensures each dispute is uniquely crafted for maximum effectiveness, enhancing the likelihood of successful outcomes.
Print & Mail Services
Eliminate the hassle of mailing disputes with our built-in print and mail service, offering one-click USPS mailing with tracking, directly from your portal.
Join 271k+ Customers
Don’t let bad credit hold you back from the life you deserve. Take the first step toward financial freedom with a proven system designed to deliver real results.
